From: Subject: BluesMarketplace - September 4, 2008 Date: Wed, 10 Sep 2008 14:06:46 -0400 MIME-Version: 1.0 Content-Type: multipart/related; type="text/html"; boundary="----=_NextPart_000_0000_01C9134E.765664C0" X-MimeOLE: Produced By Microsoft MimeOLE V6.00.2900.3350 This is a multi-part message in MIME format. ------=_NextPart_000_0000_01C9134E.765664C0 Content-Type: text/html; charset="iso-8859-1" Content-Transfer-Encoding: quoted-printable Content-Location: http://www.bcbsm.com/portal/bluesmarketplace/bm_issue_09_04_2008/bmkt_alt080904c.html BluesMarketplace - September 4, 2008

Volume 1 Issue 1, =
September 4,=20 2008

Looking for Blue Alerts by date and = topic?
Login to Agent Secured = Services

Go to=20 bcbsm.com

► Blue Alert

Feds adjust 2009 HSA = limits

The federal government has increased the = maximum 2009=20 contribution levels for HSAs = along=20 with out-of-pocket spending limits for = high-deductible=20 health plans used in conjunction with HSAs.

Similar adjustments are made each year by the = Internal Revenue Service based on its = cost-of-living=20 calculations.

2009 Deductible and Contribution=20 Limits
Contributions and = deductibles	2008	2009
HSA=20 annual contribution limits	Single =97 $2,900 Family =97 $5,800 =	Single =97 $3,000 Family =97 = $5,950
HSA=20 catch-up contributions	$900 per individual over age 55	$1,000 per individual over age = 55
Minimum deductible amounts	Single =97 $1,100 Family =97 = $2,200	Single =97 $1,150 Family =97 = $2,300
Maximum out-of-pocket costs	Single =97 $5,600 Family =97 = $11,200	Single =97 $5,800 Family =97=20 $11,600

Although the dollar amounts change annually, = the=20 names of the plan riders do not.=20 Benefits-at-a-Glance charts will be = updated=20 with the new amounts.

NOTE: The annual deductible = limit=20 was repealed on contributions to HSAs = effective=20 for tax years beginning after Dec. 31, 2006. As = a=20 result, the maximum amount of HSA=20 contributions for 2007 and subsequent years is = no longer=20 limited by the annual deductible of the related=20 high-deductible health plan. You can seek more=20 information at the U.S. = Department of=20 Treasury Web site.

An article about the increase in HSA = deductible=20 and contribution limits will appear in the fall = edition=20 of Blues Advantage, our newsletter for = group=20 decision makers.

bcbsm.com=20	Talk back!	Agent Secured Services	mibcn.com=20
Blue Cross Blue Shield of = Michigan and=20 Blue Care Network of Michigan are nonprofit = corporations=20 and independent licensees of the Blue Cross and = Blue=20 Shield Association. If your = e-mail=20 address has changed, send an update with your = name,=20 agent number, old e-mail and new e-mail to = bluealert@bcbsm.com=20 =

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